Whether you're dreaming of a new car, holiday or a home make over, Citibank Personal Loan can help you make it a reality. 
SAVE with competitive fixed rates
Low interest rates from 11.24% p.a.* (comparison rate 11.65% p.a.ø.) 
SAVE 0.50% p.a. off your interest rate
Take out Loanguard Insurance when you apply and we’ll discount your interest rate. 
SAVE with low setup and ongoing fees
Low $150 establishment fee and only $7 per month account servicing fee. 
Have the freedom to buy what you want
With terms from 1 to 5 years and loan amounts from $4,000 to $75,000 budgeting is made easy with set repayments. Calculate your borrowing power and monthly repayments 
Access your extra payments
A redraw facility‡ allows you to access additional funds any time, for any purpose. 
Apply today and SAVE
The loan amount is dispersed directly into your account giving you the freedom to use as you choose and prioritise what dreams become a reality first. 

View the Citibank Personal Loan Comparison Rate Schedule 









Applications may not be accepted if you have been approved for another Citibank offer in the last 9 months. To process your application, we need to verify your identity and income. To verify your identity, please provide a telephone number that we can contact you on easily. Please also notify your payroll department (or accountant if self employed) and authorise them to confirm your income and identity details when contacted by a Citibank loan specialist. We aim to contact you within 3 days of receiving your application to discuss the terms of your loan. Our decision is subject to the verification of your income and identity, and once this is finalised a contract will be sent to you for signature.

ø The comparison rate is 11.65% p.a., calculated for an unsecured loan amount of $50,000 for a term of 5 years. A comparison rate schedule is available at 2 Park Street, Sydney NSW 2000 or at www.citibank.com.au. Fees and charges are payable. Full details of the terms and conditions that apply are available on request. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The annual percentage rate displayed is not necessarily the rate that you will receive. The rate will depend upon the amount and term of the loan.
*Rates vary with credit scoring and loan amount. Rate includes 0.50% p.a. discount on your loan rate where Loanguard Insurance is taken out with your Citibank Personal Loan.
‡ Only available on amounts over $500. A $10 redraw fee applies.






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